Finance
How to Collect Debts Over the Phone
0Probably the best way to get immediate feedback from a debtor is to call them on the phone. And one of the most important skills needed when doing this is to listen. If you apply these ten listening skills – and keep accurate notes of your calls – you’ll be able to hear the little intakes of breath, the slightly longer than normal silences as the debtor struggles to give you a reasonable reply to a point raised. It is often such little clues as those that are the best lie detectors of all that will help to get your accounts paid on time.
There are ten main things to remember when calling on the phone that will help you to really listen to what they have to say. It’s often the things that are NOT said that can give you a clue to the real reason why they are not paying your account. “I haven’t got a copy of the bill“, could really mean, “I’m waiting for my tax return to come in before I can pay“.
The real reasons, then, are often disguised in other words or silences. There is no clear-cut way of finding out the truth, you have to apply intuition and everyday people skills when discussing an account with someone but there are a few guidelines to apply that will give you better odds at finding out what is really being said. (more…)
Cash Advance as a Solution
0One of credit card’s services is cash advance. Credit card holders can withdraw cash through an ATM, over the counter at a bank or other financial agency. There will be a limit for each withdrawal. Cash advance is also known as payday loans. This service is intended for those people who run into difficult times, need a certain amount of cash, but their payday is still far away. Cash advance helps credit card holders to have a low amount of debt. (more…)
How to Reduce Your Business Gas Expense
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Businesses around the UK are attempting to cut back on unnecessary expenses, amid the recession which has seen many of them liquidate, and many employers forced to make redundancies. There is no better way of saving money for a business than by examining simple straightforward ways of making cut backs and reducing waste.
For many companies, one such waste is that of their high utility bills, which can cripple a small scale company and make the difference between making monthly profit or not. Energy prices are at an all time high, and so it has never been more important to look at ways to reduce these costs. (more…)

